Design DESIGN OF A SIMPLE EXCEL-BASED FINANCIAL REPORTING AND TAXATION SYSTEM FOR TIME EFFICIENCY DATA MANAGEMENT IN BAKULAN ICUY UMKM: DESIGN OF A SIMPLE EXCEL-BASED FINANCIAL REPORTING AND TAXATION SYSTEM FOR TIME EFFICIENCY DATA MANAGEMENT IN BAKULAN ICUY UMKM. (2026). Journal of Applied Accounting And Business, 8(1), 79-87. https://doi.org/10.37338/f8qs4j96