“Design DESIGN OF A SIMPLE EXCEL-BASED FINANCIAL REPORTING AND TAXATION SYSTEM FOR TIME EFFICIENCY DATA MANAGEMENT IN BAKULAN ICUY UMKM: DESIGN OF A SIMPLE EXCEL-BASED FINANCIAL REPORTING AND TAXATION SYSTEM FOR TIME EFFICIENCY DATA MANAGEMENT IN BAKULAN ICUY UMKM”. 2026. Journal of Applied Accounting And Business 8 (1): 79-87. https://doi.org/10.37338/f8qs4j96.